The league has a total of eighteen teams, divided into four divisions. Each team plays 7 games per season. The four divisional winners and two non-divisional winners with the best records are eligible to participate in the playoffs.
The regular season consists of 7 weeks.
Each team faces each of their divisional opponents once per season. The rest of the games are randomly determined against out-of-division opponents.
Regular season results affect eligibility for the Playoffs, as discussed below. The four divisional winners and two non-divisional winners, with the best records, qualify. The four divisional winners are the top 4 seeds. The top 2 teams have a bye for the Wildcard Round. Home teams own tie-breakers.
The following is the set of rules for play procedure.
Each player must pick the result of four UFL games with a point spread utilized. With each pick, the player has to wager from 5-20 points.
Each player is given a total of 50 points to allocate to utilize each week. Any unused points are considered lost.
If a picked UFL wins its respective game, including the point spread, the player receives all the points wagered. If a picked UFL ties its respective game, including the point spread, the player receives half of the points wagered. (rounded up, if necessary) If the team loses, no points are awarded to the player.
All of the awarded points earned that week are compared to the competing player to determine win, loss, or tie. There is no tie-breaker in AFA.
An internet picksheet will be available via the website.
Two sets of emails will be sent out by the Commissioner. The first email will indicate the date that players must submit their picks. The second email will be sent out approximately 24 hours before due time. This email will list the teams that have not sent in picks yet.
If a player fails to submit his picks on-time, his team will forfeit that week and receive 0 points.
Forfeits affect the balance of play and are heavily frowned upon. Earning a second forfeit will result in an immediate removal from the league. A computer-player will then play the rest of the season for that particular team.